By Kevin Peachey
Personal concern correspondent, BBC News
The spending bounds connected each usage of a contactless paper is to emergence from £45 to £100 from 15 October, banks person revealed.
The maximum magnitude was accrued from £30 to its existent level astatine the commencement of the pandemic, and plans to rise it further were announced successful the Budget.
Nearly two-thirds of each debit paper transactions are made via the tap-and-go technology.
But academics person warned that raising the bounds could summation crime.
When contactless paper payments were introduced successful 2007, the transaction bounds was acceptable astatine £10. Cards were mostly utilized successful this mode successful spot of tiny alteration erstwhile buying snacks, papers and occasional groceries.
The bounds was raised gradually, to £20 successful 2012, past to £30 successful 2015.
The pandemic accelerated a determination distant from cash, with shoppers often being encouraged to usage contactless successful galore stores to trim adjacent interaction betwixt unit and customers.
It meant the authorities and manufacture hurriedly accrued the bounds to £45 and announced plans to rise it again to £100. Banks accidental that volition let radical to pay, without the request for a Pin, erstwhile filling up the car with petrol oregon during play nutrient buying trips.
They added that, fixed the fig of terminals that volition request to beryllium updated to judge the caller limit, it would instrumentality immoderate clip for the caller level to beryllium introduced crossed each retailers.
Chancellor Rishi Sunak said: "Increasing the contactless bounds volition marque it easier than ever to wage safely and securely. As radical get backmost to the High Street, millions of payments volition made beryllium simpler, providing a invited boost for retailers and shoppers."
However, determination are concerns that the adjacent summation volition beryllium tempting for criminals to measurement up efforts to bargain cards.
A study for UCL's Jill Dando Institute of Security and Crime Science said recognition and debit cards were known arsenic "hot property" for criminals.
"Raising the contactless paper bounds to £100 would apt marque paper theft much attractive, expanding a wide scope of acquisitive crimes including snatch theft of wallets and purses, hold-up robberies, and location and conveyance break-ins to find cards that tin beryllium utilized fraudulently," the study said.
"Past acquisition suggests it could pull caller cohorts of teen criminals who are much apt to advancement to extended transgression careers, with implications for longer word transgression rates."